Category: Affiliates
Earn 10% or more as an affiliate
Zimbábue: Considere redolarizar a economia, diz Biti ao governo
O legislador de Harare East e ex-ministro das finanças, Tendai Biti, pediu ao governo que aceite que a economia do país se dolarizou por padrão e que liberalize a taxa de câmbio após as contínuas distorções de preços no país.
Ele falava no parlamento na terça-feira depois de tomar a palavra sobre um assunto de urgência nacional.
Disse o legislador da oposição: "Apesar da introdução de uma moeda única através do Instrumento Estatutário (SI) 33 de 2019 e SI 142 de 2019, é claro que a economia se tornou em grande parte uma economia informal do dólar dos Estados Unidos (USD).
“Também é claro que os cidadãos estão sendo submetidos a um regime de preços múltiplos.
"Portanto, você encontra produtos indexados em dólares locais do Zimbábue, mas também indexados em dólares americanos."
Biti disse que a obtenção de disparidades no valor de mercado oficial e paralelo do dólar norte-americano resultou em um comportamento inescrupuloso entre os varejistas que fixam os preços de seus produtos às taxas do mercado negro.
Os supermercados, por outro lado, disse Biti, oferecem tarifas com desconto com base na tarifa oficial do leilão, que é 32% ou 30% inferior à do mercado paralelo.
"Então, eles estão tendo um mergulho duplo honorável Senhor Presidente da Câmara", disse ele.
“As empresas estão indexando seus preços à taxa oficial paralela, mas estão arrecadando dinheiro dos cidadãos e descontando à taxa oficial do leilão.
“Isso aumenta as distorções na economia.
"Apelo às autoridades, em particular ao Ministério das Finanças e Desenvolvimento Económico, para que façam uma das duas coisas seguintes; reconheçam a redolarização informal da economia que ocorreu e, em segundo lugar, apenas liberalizem a taxa de câmbio para que não tenhamos a taxa de leilão fixa que foi fixada em US $ 1 é de Z $ 82 nos últimos seis meses. "
eSim: The dark secrets of virtual SIM [2021 version]
Your eSim is your security risk?
Happy Humpday, fellows! Did you miss us last Friyay? If you do – or – didn’t, in either case, we missed y’all.
Anyways, let’s check your learning from series 01 article. Did we mention, ESIM is not easy to hack or is it easy?
Time’s up! We mentioned that ESIM is not easy to hack yet do you still think hackers will let you live in peace? Unfortunately, no. However, if you have already secured yourself, let’s gear your security level further, if you have an eSim.
How can eSim be hacked?
Hint – If anyone wants to alter the user profile, embedded SIMs can be configured to request verification from an operator. This application could only come from the user, but a hacker with a lost phone could be able to modify the profile successfully.
So, a lost phone could lead to an easy switch? This is arguable, as some individuals would consider that eSim cannot be cropped out, so inserting a new sim is impossible, thus hackers cannot obtain operator’s verification for new profile requests.
The argument is legit and it is deemed that eSim offers higher security when compared to a physical sim card solution. Ever hack offers a supporting actor that perpetuates the wrongdoing conducted by the wrongdoer or bad actor.
Artsy hackers will still continue to transfer the numbers to new devices by giving IMEI, yet, convincing lazy or unmotivated representatives to follow the dictated rules. These reps are looking for customer satisfaction, but due to little to no probing or qualification, they end up pleasing criminals.
Physical SIM cards, or embedded, these are only one route for criminals to gain access to mobile phones. Amazon CEO Jeff Bezos’ phone was reportedly hacked by a video sent to him through WhatsApp, making him one of the most high-profile victims of data theft. The video contained malware that infiltrated Bezos’ iPhone, according to UN investigators.
Bonus – Connecting Cellular Data on your Windows through eSim
A computer with Windows 10, 1703 version or later installed.
- Select the Start button, then Settings > System > About, in order to see which version of Windows 10 your computer is running.
- A computer with a built-in eSIM. Here’s how to see if your computer has an embedded SIM:
- After pressing the Start button, go to Settings > Network & Internet > Cellular.
- Look for a connection near the bottom of the Cellular screen that says or asks for eSim profiles management. If there is a link, this means your PC has an embedded SIM.
Once you’ve worked on your eSim profile, you’ll need to:
- Click on the Settings > Network & Internet > Cellular > Manage eSIM profiles from the Start menu.
- Select the desired eSIM profile under eSIM profiles and afterwards select Use.
- Select ‘Yes’ for the option that asks to continue the function. This will use your data plan’s cellular data and may result in charges.
- You’ll be good to go after connecting to a cellular data network.
The End. Thank YOU!
Jamie’s Homeschool Day in the Life (with a 15-, 16-, and 17-year-old)
Troubling tax trends: Fewer Africans support government’s right to tax, more say people avoid paying
By Thomas Isbell and Lulu Olan’g
Originally published on the Washington Post Monkey Cage blog, where our biweekly Afrobarometer Friday series explores Africans’ views on democracy, governance, quality of life, and other critical topics.
If we needed a reminder that taxes are a matter of life and death, covid-19 has provided it. Even highly developed countries are straining to buy vaccines, deliver intensive care for patients and ease the pandemic’s economic shocks. For many less-developed countries in Africa, these life-saving measures are beyond the realm of budgetary possibility.
One reason is the “deadly deficit” of weak domestic resource mobilization — most African countries come up short when it comes to taxation. On average, African countries derive just 17% of gross domestic product from taxes — that’s half as much as the far wealthier countries of the Organisation for Economic Co-operation and Development. Africa’s tax deficit limits resources for health care, education and other pillars of economic and social development.
The pandemic, of course, depresses tax revenues along with economic activity, which shrank by 3.7% in sub-Saharan Africa last year. South Africa was the only African country able to provide a stimulus package early in the pandemic. More recently, the country has considered raising taxes — while hoping for improved tax collections — to finance its planned covid-19 vaccination campaign.
How do Africans feel about taxes? Even if corporate tax havens cost Africa billions of dollars each year, the perceptions and actions of ordinary citizens matter, too. South Africa, which is still unpacking years of alleged corruption during the Jacob Zuma administration, provides a case study in how the loss of public faith can “gut” tax collection.
On this front, the news for African governments is not good. Afrobarometer surveys in 18 countries in late 2019 and early 2020 show that support for the government’s right to collect taxes, though still a majority, has weakened over the past decade, while a growing number of citizens say that people are avoiding paying their taxes.
Support for taxation is on the decline
By a 2-to-1 margin (61% vs. 32%), Africans say their governments have the right to make citizens pay taxes. People in Sierra Leone (89%) and Ethiopia (81%) are particularly strong in asserting the legitimacy of taxation, but fewer than 4 in 10 Angolans (36%) and Malawians (37%) agree (see Figure 1).
On average across 18 countries, a majority would even be willing to pay more in taxes to support programs for young people (57%) and to finance their country’s development without relying on foreign loans (64%).
But the view of taxation as legitimate has weakened over the past decade. On average, across 15 countries surveyed regularly since 2011/2013, support for the government’s right to collect taxes has declined by 9 percentage points, led by massive drops in Malawi (-31 percentage points), Tunisia (-19 points), Lesotho (-18 points) and Nigeria (-17 points). Sierra Leone is the only country where the perceived legitimacy of taxation increased (+7 points).
Figure 1: Does government have the right to make people pay taxes? | 18 countries* | 2011-2020
*Angola, Ethiopia, and Gabon were not surveyed in 2011/2013.
Do tax authorities always have the right to make people pay taxes? (% who “agree” or “strongly agree”). Source: Afrobarometer.
More people think others don’t chip in
Over the same period, perceptions that people “often” or “always” avoid paying their taxes have skyrocketed, rising by 20 percentage points across the same 15 countries, from 32% to 52% (see Figure 2).
The change in Ghana is striking: 72% say tax avoidance is common, a 42-point increase from a decade ago. Research by the Ghana Anti-Corruption Coalition confirms that only about 1.5 million of the country’s 6 million eligible taxpayers actually pay taxes.
But all of the countries surveyed by Afrobarometer recorded increases in perceived tax avoidance, including surges of 33 points in Kenya and 32 points in Botswana.
Figure 2: Perception that people often/always avoid paying taxes | 15 countries | 2011-2020
*Angola, Ethiopia, and Gabon were not surveyed in 2011/2013.
In this country, do people avoid paying the taxes that they owe the government? (% “often” or “always”). Source: Afrobarometer.
What makes effective taxation so difficult?
Survey respondents report a range of other challenges for efficient tax administration. Almost half (48%) think that ordinary people pay too much in taxes, while only 12% think they pay too little. Africans are solidly (70%) behind higher tax rates for the wealthy than for ordinary people, a finding that could provide support for effective taxation of the rich as one of the most realistic strategies for funding responses to the covid-19 pandemic.
But about 85% of employment comes from Africa’s informal economy, and we found divided views on whether the government should make sure that small traders and others in the informal sector pay taxes. Even if citizens are willing to pay their taxes, more than 6 in 10 (62%) say it’s difficult to find out what taxes or fees they owe.
An even larger majority (77%) find it difficult to get information about how their governments use the taxes they collect. Only half (49%) believe that their governments use tax revenues for the well-being of their citizens, including just one-third of Nigerians and Angolans (each 34%) (see Figure 3).
Figure 3: Government uses taxes for well-being of citizens | 18 countries | 2019/2020
The government usually uses the tax revenues it collects for the well-being of citizens. (%t who “agree” or “strongly agree”). Source: Afrobarometer.
In addition, 35% of survey respondents see “most” or “all” tax officials as corrupt, and a further 43% see “some of them” that way. Only 4 in 10 Africans (39%) say they trust the tax or revenue office “somewhat” or “a lot.”
These perceptions have consequences for how citizens see taxation. In our sample, Africans are more likely to endorse the government’s right to collect taxes if they consider tax officials trustworthy (+13 percentage points) and think that tax revenues are being used to benefit the public (+10 points).
What’s ahead for taxation in Africa?
If better taxation is critical to effective responses to emergencies like covid-19, as well as a prerequisite for the achievement of the U.N. Sustainable Development Goals, governments have no shortage of potential targets for action, from regulating tax havens to improving and expanding taxpayer education. One promising but thorny current debate focuses on how to tax highly digitalized businesses that are making huge profits without an easily taxable physical presence in many African countries.
But at an everyday level, our findings suggest that governments also face the challenge of demonstrating that tax officials are trustworthy and that tax monies are being well invested to make life better.
Thomas Isbell is a PhD student at the University of Cape Town in South Africa. Find him on ResearchGate.
Lulu Olan’g is a Tanzanian freelance researcher and a PhD student at Nazarbayev University in Kazakhstan.
10 Tips for Making Dinner Easier for Busy Moms
Written by LeAnne Varenkamp of Dream Dinners – The Original Meal Kit Company
Yesterday, was one of those days. Laundry on the couch for the second (or third…) day, a sick toddler, trying to help with high school algebra… Add in the ongoing effects of the seemingly never-ending pandemic, and I pretty much felt like I wasn’t getting anything accomplished! Then, I snapped at my fourth grader. I was feeling “mom guilt” all the way.
So I needed to stop, take a breath, and remind myself about what’s important. As a homeschool mom with eight kids, I believe it is more important to be a parent and to connect with my children rather than get everything on my to-do list done.
Our job is to guide our children on their journey to becoming adults and to teach them how to navigate life when it doesn’t go as expected. We don’t get to choose our circumstances, but we do choose how to manage them.
Right now, we may see our kids all day long, yet we still need to pause and connect as a family, remembering who we are as a family unit. The family dinner is the perfect place to do that. There is something special about sharing a meal. It’s where everyone belongs and participates. It’s where we find joy.
Getting the family together at the same time and getting a meal on the table can be challenging in the best of times, let alone right now. As the owner of a Dream Dinners meal kit franchise, I’ve learned a great deal over the years about the importance of family meals. I’ve also picked up a lot of tips on how to make meals easier and more enjoyable to prepare.
Here are 10 tips to help you through the pandemic and in the future.
- Prioritize family mealtimes. Choose the ideal number of weekly family meals that makes sense for your family. Every family is different. The important thing is that you are being intentional. If work and school schedules make dinners hard, have family breakfasts or lunches.
- Avoid “food court chaos” and the temptation to make multiple dishes to keep everyone happy. Teach your kids to be concerned about others, not themselves. Each meal may not be their favorite, but they need to learn they don’t always get what they want. This also helps reduce “picky eater” problems.
- Engage the entire family in creating the menu and preparing the meal. As moms, we’re teachers and trainers, not servants. Involving the kids in the whole process, even budgeting, teaches them life skills. Start by having them with you in the kitchen during pre-school. At first, they help, but use the opportunity to train them. Soon enough, they can take the lead. With practice, junior high schoolers can make dinner on their own.
- Fix and freeze dinners in advance. Dream Dinners pioneered the fix-and-freeze meal kit concept nearly 20 years ago. Customers visit one of Dream Dinners’ 70 local kitchens where in about an hour they prepare a month of meal kits that are then frozen. (Due to COVID restrictions, kits currently are being made for customers by Dream Dinners’ staff and picked up or delivered.) You can use the same process to save a huge amount of time, especially if you involve the kids in the prep. Once they are old enough, they can thaw and cook the meals themselves.
- Coordinate meals with unit studies, especially unit studies covering history, world cultures, math, and life skills. For example, when studying the history and culture of Italy, create different meals from each region of the country. And look for meals with lots of measurements when your children are learning about fractions.
- Make meals fun! Eating breakfast foods for dinner while dressed in PJs or creating theme dinners complete with costumes and table decorations are great examples of turning mealtime into an enjoyable event.
- Enforce a “no device rule.” The average American right now is streaming eight hours of media content every day! In our house, all devices have to go into a basket and be turned off before everyone sits down. This way, everyone is fully present, and we are not allowing our devices to control us.
- Master the art of table talk. Good conversation begins not with speaking but with listening. The key to connecting with your kids is empathy. Work at eliciting their feelings. Show you care, and the conversation will flow.
- Curb the conflict. Choose your battles, focusing on what’s really important while avoiding defensiveness. Be respectful of your kids, no matter their ages, and encourage them to do the same. Teach them the power of saying, “I’m sorry,” and don’t be afraid to apologize yourself. Last, set – and enforce – a no yelling policy.
- Instill manners. Teaching kids to behave well is one of our most important – and difficult – challenges, especially at the end of a long day when we’re tired. Dinnertime, nonetheless, is a great time to reinforce kindness and respect and demonstrate good manners. A few suggestions: set limits on acceptable conversation topics and establish house rules, such as washing hands before dinner and asking to be excused before leaving.
Homeschooling is all about teaching children to run on their own batteries. Too often, moms try to do it all when we should be teaching kids how to be self-sufficient and how to contribute to family life. Involving them in dinner, from planning through clean-up, is a wonderful way to accomplish this. It also creates opportunities for older children to grow by guiding younger siblings through the meal preparation process.
Perhaps even more important is the role dinner plays in building up each family member and helping each one find a place of belonging and security, especially during such a difficult time.
I strongly recommend The Hour that Matters Most: The Surprising Power of the Family Meal, co-authored by my dear friend Tina Kuna, who founded Dream Dinners with Stephanie Allen. It’s available here on Amazon.
Stay well and bon appétit!
Hi, I’m LeAnne Varenkamp! I’m married to my kindergarten sweetheart, and I am mom to eight awesome kids. I also work outside the home for a great company whose mission is to help families gather around the dinner table. As a family, we have a heart for community and serving others, and we are always on the lookout for ways to encourage people to thrive. Right now, our homeschooling adventure includes restoring our 100+ year old farmhouse. For more information about Dream Dinners, please visit my website.
Weekend homeschool links: Feb 26th
LIGHTNING DEAL ALERT! Is math bogging down your homeschool day? (Discount Code expires 2/26!)
Is math bogging down your homeschool day? (Discount Code expires 2/26!)
Number of stars: 5 out of 5.
Finding a math curriculum that works for your family can be a challenge! With CTCMath, all of your kids from K-12 can learn at their own pace with one family subscription. That’s right! With a CTCMath membership, you have access to all grades and lessons, which means your children can work at whatever level is best for them.
Whether your kid needs to catch up, keep up, or move ahead, with CTCMath they can finally understand math and work at their own pace.
CTCMath is offering members a half-price discount plus a bonus 6 months when you register for a 12-month membership. That means you have access to a complete online homeschool math curriculum for all your kids for 18 months! Just use this link by February 26 to access this deal!
Nervous making significant online purchases? CTCMath comes with a 12-month money-back guarantee. No questions asked! Just email CTCMath, if you change your mind.
Thank you for supporting Hip Homeschool Moms. Below are other Amazon deals you might be interested in.#affiliatelinks
Looking for more deal alerts? Check out our master list of deal alerts!
Series 03 eSIM: How to install it?
Readers, how are you? Have you been enjoying the previous two eSim related series?
The enchanted additional word “e” caused many confusion and most of the individuals considered it as “electronic”. No, for the VSOP soldered smaller chip to the board, it is contextualized as embedded. Enough with this catchphrase, let’s set up the device for an eSim.
Excited?
If it’s a yes then let’s move forward on installation of eSim. This blog will look into:
- Installation process in iOS
- Installation process in Android
- Connect Windows 10 PC with your eSim, to get cellular data [SPOILER FOR BONUS ON FRIDAY!!!]
Prerequisites:
There are some prerequisites (irrespective you install eSim on iOS or Android), so the necessary notes entails:
- For smooth eSim installation, make sure you have an unlocked compatible device.
- You need a stable internet connection for successful eSim connection.
- The use and validity of your data will not be compromised by installing your eSIM before you fly (see list at the end). When you arrive at your destination, your eSIM will only be enabled and validity starts once you are linked to the local operator. (Activating eSIMs at installation time: Asia, Africa, Vietnam, Japan, China, Caribbean Islands, Hong Kong, Macau, Maldives, Republic of the Republic of China, Republic of the Congo, Thailand, Ukraine).
1. How to install eSim on iOs?
- Go to Settings
- Tap Mobile Data > Add Data Plan
- Now you can install eSim via manual installation or QR Code
- Simply go to eSim details on your carrier.com > My eSims > Select eSim > Choose the method of installation
- Label your eSIM
- Set a Primary Line or Default Lime for calling purposes
- You have to select a primary plan when adding eSim to iMessage, Apple ID and FaceTime. Click Continue afterwards.
- Set eSim data plan as default. NOTE: Please Turn off Allow Data Switching to avoid high roaming bills on default data plan.
- Edit your eSim’s APN settings (in order to access data). Go for (you carrier).com > my eSims > choose eSim that’s been installed.
- Update APN settings, if required by going to settings > Mobile Data > choose eSim plan > Mobile Data Network
[Fast-Forward] How to turn on eSim and enable data roaming upon arrival
- Turn your eSim on by tapping on settings > mobile data > followed by eSim > and turning the eSim on
- Please use your eSim as primary line when travelling, click on settings > mobile data > primary > Choose active eSIM
Quick Question: How to check if you’ve an active eSim?
- Just like traditional sim, the signal bar strength at the top of the screen will show if the eSim is active
- You can go to settings > mobile data > data plans > on/off to check the status of your dual sims.
2. How to install eSim on Android?
For Android, there are two ways to add an eSim. However, the steps may vary per device.
Way 1 – Scan the QR Code for eSim
- Go to eSims to find your QR Code
- Tap settings > Network & Internet > tap the icon parallel to Mobile Networks
- Click next when it says “Don’t have a sim card?” > scan QR Code. NOTE: Go to Network & Internet and tap on mobile network to set right network preferences listed on additional information, if needed.
- Under the Mobile Network you can see eSim which you have to turn on and enable the data plan.
- Enable Data Roaming while turning off primary line data to avoid roaming charges
Way 2 – Installing eSim manually
- Tap My eSims to find manual installation details via the website or app
- Tap Settings > Network & Internet > Mobile Network (icon parallel to it).
- Tap when they ask “Don’t have a SIM Card”.
- You’ll be asked to enter the code manually: SM-DP+Address. Once done, activate code and confirm. Turn on your eSim under Mobile Network > enable Mobile Data > Data Roaming.
Though most of us considered it to be the final part, and it is the finale, we’ve a bonus for “people who are working on their online privacy”. Sorry for sharing the spoiler above but are you interested?
Source
